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“I believe in working as a team with my clients.”

Shamim Malik, Personal Banking Officer, 
Bovaird and Mountainash Branch, Brampton, Ontario. 
905-790-7830, ext. 4205.

Name: Shamim Malik

Country of origin: Pakistan

Year of arrival in Canada: 2000

How I became a Scotiabanker: Shamim worked as an assistant marketing manager for an American fast food chain in Pakistan. After moving to Canada, his first jobs were in retail. “I worked for Tommy Hilfiger, Wal-Mart and Apple Computers,” he says. Looking for a change, he switched tracks nearly two years ago and signed up for a two-year financial services course at Humber College. He did so well, maintaining an A+ gpa that, on the Dean’s recommendation, he was recruited by Scotiabank when he still had a semester to go. “My communication skills and previous experience also helped,” he says. Having been a newcomer himself, he appreciates the services offered by the Scotiabank StartRight® Program. “It’s a comprehensive program – the name speaks for itself. I help my clients start right in Canada with this program. Newcomers have so many things to focus on that, sometimes, banking is not a priority. But we know how important a credit history is in establishing oneself in Canada. The ScotiabankStartRight Program offers a day-to-day bank account, a wide range of credit card options and a number of other customized services and benefits, making it easier for newcomers to achieve their goals.”

Shamim’s advice for newcomers: “Start building your credit history as soon as you can. You may qualify for an unsecured credit card and getting one may be the best thing you do for yourself. Don’t hesitate, you have nothing to lose by applying. A good credit history will help you when you want to get a car loan or a mortgage. Work as a team with your banker to achieve your financial goals.” 

Posted: Mar 5, 2014

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