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3 success tips for small business owners
World-renowned cardiologist shares his success secrets
Settlement support for newcomers
Turn your passion into a small business
New Canadians encouraged to start boating
3 success tips for small business owners
World-renowned cardiologist shares his success secrets
Settlement support for newcomers
Turn your passion into a small business
New Canadians encouraged to start boating
New to Canada? Avoid unexpected bank charges.
New to Canada? Avoid unexpected bank charges.

Author: Arjun Singh As an immigrant, one of the first things you have to do after landing is to open a bank account. Only after having a bank account in Canada can you proceed with other applications for services to settle down here. The banking system, products and regulations between banks in your home country and Canada are very different. As an immigrant living in Canada for just over 3 years, I would like to share some of my personal experiences with everyone. When I was fresh off the boat, I paid for bank charges I could have avoided had I known enough about how the banks work in Canada. The Opening Scene If you’re in Canada already, it’s better to visit a bank’s branch in...

Posted: Oct 4, 2017


Settlement support for newcomers
Settlement support for newcomers

Federal-Provincial-Territorial Forum of Ministers responsible for Immigration met last month to reflect on Canada’s immigration system.The Federal, Provincial and Territorial (FPT) Forum of Ministers responsible for Immigration (FMRI) met in Toronto in September to reflect on Canada’s immigration system.To make progress on Canada’s Vision Action Plan for 2016-2019, all Ministers agreed to work in partnership to ensure a fast, flexible, and efficient economic immigration system; strategic immigration levels planning; and effective settlement and integration supports for newcomers. This work will further Canada’s legacy as a diverse, inclusive and welcoming country.Ministers reached...

Posted: Oct 2, 2017


Pilot program for newcomers launching companies to be made permanent
Pilot program for newcomers launching companies to be made permanent

The Start-up Visa Program, a pathway to permanent residence for cutting-edge entrepreneurs launching a start-up company in Canada, will become a regular feature of Canada’s immigration landscape in 2018.As part of the five-year pilot, launched in 2013, innovative entrepreneurs can apply to become permanent residents after a Canadian venture capital fund or angel investor group has made a significant financial commitment in their business idea, or after a business incubator has accepted them into their program.A recent evaluation of the Start-up Visa Program found that it is delivering on its goals; immigrant entrepreneurs are actively developing innovative companies in Canada that are...

Posted: Sep 6, 2017


Immigration fraud and incompetent advice can cost you big

If you choose to hire someone to help you with your immigration application, it is important to be sure that the person assisting you is competent and accountable.It is a sad fact that there are two kinds of people out there that can harm you and any application you submit to Canadian Immigration officials.First, there are people who do not know what they are doing. Many of these people may have good intentions. But, good intentions or not, they can do considerable damage to a good application.Second, there are fraud artists, promising you things that do not exist or for which you have no chance of success – and they know what they are saying is a lie. In Canada, they can be charged with...

Posted: Sep 6, 2017


4 reasons why Northwestern Ontario is great for newcomers
4 reasons why Northwestern Ontario is great for newcomers

Nestled between Lake Superior and the boreal forest, Thunder Bay is a contemporary, urban and energetic city. The city offers modern amenities, investment opportunities, rewarding employment, a low stress lifestyle and a low cost of living.Here are four reasons why newcomers to Canada should consider Northwestern Ontario:1. Ease of doing business. The city’s economy has evolved from a reliance on the forestry industry as the main economic driver to a new, connected setting powered by a knowledge-based workforce. This shift is reflected in some of Thunder Bay’s major employers, which include healthcare organizations, the education sector, as well as government organizations on the...

Posted: Sep 6, 2017



Canadian Experience
Newcomer opens the door to a new experience

In our first few months in Canada, I did something totally uncharacteristic. I opened the door to two strangers and invited them in to taste the pulao I had just finished making after they commented...


FRESH OF THE PLANE: Newcomer learns to fit in

Strange as it may seem to many people reading this, I didn’t grow up with fitted sheets. It was a whole new concept for me – so much so that while I loved the way they stretched over the edges of...


Newcomer learns new skills

When we were very new in Canada, my husband got his academic credentials assessed before beginning his job hunt, but I put aside mine for later. Money was tight and in any case, I needed to be home...


FRESH OF THE PLANE: Newcomer leaves a paper trail

When we were still very new in Canada, a neighbour in our apartment complex invited us to his place for dinner. It would be an opportunity to meet other neighbours as they would invite a few others...


FRESH OFF THE PLANE: Learning to “speak Canadian”

I was new at the job – my first in Canada – and anxious to make a good impression. I had landed the job as a sales associate at      a store specializing in electronics after...


Scotiabank Newcomer Newsletter

Help for Newcomers
Autumn is beautiful in Ontario

Just because fall is here does not mean you have to put the travel bug to bed. Autumn’s vibrant colours are a great backdrop for some amazing experiences.Sure, the kids are back in school and most...


New Canadians experience fall colours

Fall delivers gorgeous colours and pleasant temperatures that often make spending time outside more enjoyable than during summer scorchers.So get adventurous and explore everything Canada has to...



3 success tips for small business owners

Being an entrepreneur means that you’ll often figure things out as you go along, without guidance or an established structure to help you navigate. Though it is one of the most exhilarating aspects...



Turn your passion into a small business

Do you dream of starting your own business one day, but don’t know where to begin? Making a living out of your passions can be more possible than you think, and lots of entrepreneurs have been able...


Five relationships that help organize your life in Canada

Professionals who know more about a product or service than you do can help in more ways than you may realize.Lawyers. Lawyers can help you to prepare a will, purchase property, or set up a family...



“At Scotiabank, we build relationships based on trust.”

Lalit Jagasia, Associate, Multicultural Banking for India, South Asia, the Philippines and the Middle East, 416-933-2342.Names: Lalit and Pooja JagasiaCountry of origin: IndiaYear of arrival in...



“Our first interaction with Scotiabank had a personal touch”

Scotiabank customers Raman Sharma and Rajni DograNames: Raman Sharma and Rajni DograCountry of origin: IndiaYear of arrival in Canada: 2011Why we are Scotiabank customers: Rajni did her homework...



“I believe in working as a team with my clients.”

Shamim Malik, Personal Banking Officer, Bovaird and Mountainash Branch, Brampton, Ontario. 905-790-7830, ext. 4205.Name: Shamim MalikCountry of origin: PakistanYear of arrival in Canada:...



“Scotiabank staff went out of their way to win our trust and provide a positive experience.”

“We tell everyone we know to move their accounts to Scotiabank,” say Neeraj and Nidhi KherNames: Neeraj and Nidhi KherCountry of origin: GhanaYear of arrival in Canada: 2010Why we are...



“The Scotiabank StartRight Program allowed us to transfer our funds to Canada smoothly and without any tension.”

Names: Abha, Lalit and Araj KapoorCountry of origin: IndiaYear of arrival in Canada: 2012Why we are Scotiabank customers: The Kapoors came to Canada for a better quality of life. In Delhi, Lalit was...


Success Strategies
Four ways to exercise your creativity

Recently I was contacted by a reader asking me if I would suggest some exercises that he could use to think more creatively. That request has inspired me to write about some fun ways that...


How you interpret what you see is limited by our worldview

Fresh from making mud pies, Paul and I were coated in dirt from our elbows to our fingertips. We walked into the kitchen to clean up for lunch, where we found Rafe leaning against the wall,...


How far has your imagination taken you?

Did you ever steal something from a store; shoplift a candy bar; anything?” asked my college girlfriend. She had just told me that, as a little girl, she took something from a gift shop without...


There’s no such thing as stubborn

Did you just call me stubborn? If you were trying to motivate me – you just failed. Before you call anyone stubborn, consider this: there is no such thing.Stubborn is a non-word like greed. It’s...


Is motivating with fear a bad idea?

I still recall the time I led with intimidation and... wow, did it backfire!“Bobby, you gotta help us.”“What’s up?” I asked the three scouts who stopped me on the trail to the...


Success Snapshots

World-renowned cardiologist shares his success secrets

Dr Salim Yusuf is a world-renowned cardiologist and epidemiologist who was named an officer in the Order of Canada and inducted into the Canadian Medical Hall of Fame.A professor in the department of...



Anti-oppression activist Sabra Desai’s lessons in equity

All of the awards Sabra Desai has received in a long and distinguished career as an educator and activist – including the YWCA Woman of Distinction Award for her work empowering women through...



Anoop Prakash is driving the Harley-Davidson team forward

Anoop Prakash was until recently the Managing Director  of Harley-Davidson in Canada. He was the key person to oversee subsidiaries and that included everything from the dealerships to...



At the helm of Peel Police Services Board

Amrik Singh Ahluwalia sees his role as the chair of the Peel Police Services Board as a responsibility to serve the people of the Region of Peel to the best of his capacity.Peel Regional Police is...



Renu Mandhane, Chief Commissioner, Ontario Human Rights Commission

Renu Mandhane, the Chief Commissioner of the Ontario Human Rights Commission, is possibly the youngest and certainly one of very few South Asians to head the Commission.With an LLM in international...


Focus
A new round of intake in the parents and grandparents program

This year, Canada introduced a new application intake process for the Parents and Grandparents Program. This change improves access to the application process and makes it more fair and...



New Canadians encouraged to start boating

The Lifesaving Society, Canada’s leading organization responsible for drowning prevention, launched an online boating safety program targeted to new boaters, particularly new Canadians who may be...


Ontario expands immigration program

Ontario is continuing to welcome newcomers while helping the province’s employers attract skilled workers and responding to the needs of the labour market, with enhancements to the Ontario...



Finding a Canadian job that matches your skills

Internationally-trained immigrants find jobs through many innovative programs such as the Mentoring Partnership and Ontario Bridge Training.The Mentoring Partnership matches internationally trained...



Internationally-educated professionals breaking down barriers

After arriving in Canada more than four years ago, marketing professional Olha Shmanko sent out many unsuccessful job applications.She couldn’t land a job in her own field because she either did...


Diversity
Watching over children’s human rights

There is nothing more viscerally painful than news about the violation of the dignity, rights and personhood of a child. If you go to the UNICEF website, you will find The Human Rights...


What can you do when you feel your human rights have been infringed?

In the busy lives of men, women and even children, today, there are so many thousands of interactions between and among people.Most of those experiences might be good, happy, routine, tolerable and...


What are human rights and how do they apply to your everyday life?

Ontarians are governed by the Canadian Charter of Rights and Freedoms and by the Ontario Human Rights Code.Under these regulations, living in a democracy grants us the rights to live, grow, learn and...


Our mother tongues encode our identities

Many of us who speak and/or understand our mother tongues realize that our languages unlock many aspects of our identities and connect us to aspects of our histories, traditions and cultures.As such,...


Diversity is Toronto

The City of Toronto has been named one of Canada’s best diversity employers for the second consecutive year for its exceptional workplace diversity and inclusion programs.“As a leading...


Education
Free online textbooks for Ontario students

Ontario is investing in free online textbooks and educational resources for students to make college and university more affordable and accessible.Deb Matthews, Minister of Advanced Education and...


Mother tongue helps adult learners of English

In a study with post-secondary students, I conducted paper surveys with 90 English as a Second Language (ESL) students and interviewed 19 English for Academic Purposes (EAP) students. My...


Our mother tongue is an equity pillar

My life’s work as a teacher, principal, school superintendent and then as vice-president of a college has been in the area of equity and speaking out for the rights of marginalized and minority...



Top 3 tips for your next career move

Whether you plan on returning to the classroom or back to the office after a summer vacation, it’s a time to regroup, think about finishing personal projects, and start setting goals for the months...



F&B programs pave the way to coveted jobs

Facing a competitive, ever-changing job market, how can to day’s young people and newcomers prepare for employment? What degree, diploma or certificate program will land them that in-demand job?The...


October 2017



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