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Dr Manish Raizada’s harvest of hope
 3 festive season savings tips for newcomers to Canada
Canada to welcome 300,000 newcomers in 2017
How to get free money for your child’s education
Canada retains spot in global top five for prosperity
Dr Manish Raizada’s harvest of hope
 3 festive season savings tips for newcomers to Canada
Canada to welcome 300,000 newcomers in 2017
How to get free money for your child’s education
Canada retains spot in global top five for prosperity
Canada to welcome 300,000 newcomers in 2017
Canada to welcome 300,000 newcomers in 2017

Signage in many languages at Toronto’s Pearson International Airport welcomes newcomers to Canada.Canada is committed to an immigration system that strengthens the Canadian middle class through economic growth and attracting investment, supports diversity and helps build vibrant, dynamic and inclusive communities.The story of Canadian immigration is inseparable from the story of Canada itself. Over the summer, Canadians from coast to coast to coast were asked to help write the next chapter of our immigration story. The immigration plan for 2017 developed from wide-ranging consultations with Canadians on what immigration means to them and how we can continue nation building.In 2017, Canada...

Posted: Dec 1, 2016


Canada retains spot in global top five for prosperity
Canada retains spot in global top five for prosperity

As a measurement of prosperity, the Legatum Prosperity Index is unique. It gives a far truer picture of the life chances for the world’s population and the performance of nations than any index of GDP alone could hope to. True prosperity is as much about well-being as wealth and Canada, which ranks 5th in the Index in 2016, is a model for delivering this.The 2016 Legatum Prosperity Index ranks nations over nine areas of potential success or failure: economic quality, business environment, governance, education, health, safety and security, personal freedom, social capital and the natural environment.The 10th Legatum Prosperity Index (

Posted: Dec 1, 2016


How affordable is home ownership for Canadian newcomers?
How affordable is home ownership for Canadian newcomers?

The headlines are playing out in familiar patterns across Canada with the notion that homeownership is quickly slipping out of reach for many.This is specially challenging for newcomers who hope to find a home within their budget, when currency from their home country often dwindles drastically on conversion into dollars.At the same time, mortgage rates have continued to fall, with little indication that things will change significantly any time soon.“Affordability is an interesting conundrum,” says Craig Blanchard, broker-owner with Royal LePage Atlantic Homestead in St. John’s, Newfoundland. “While home prices have risen sharply in some of Canada’s largest urban markets, it’s...

Posted: Sep 1, 2016


Pilot project to attract and retain newcomers
Pilot project to attract and retain newcomers

John McCallum, Minister of Immigration, Refugees and Citizenship, signed the first bilateral framework immigration agreement between the federal government and the provincial government of Newfoundland and Labrador.The new agreement establishes the same formal relationship on immigration issues that Canada already has in place with most other provinces. It sets out joint objectives and defines the roles and responsibilities of Canada and Newfoundland and Labrador in relation to how we work together on immigration.“The government of Newfoundland and Labrador supports a national vision for immigration,” said Gerry Byrne, Minister of Advanced Education and Skills in the province of...

Posted: Sep 1, 2016


Internationally-trained immigrants find jobs through new bridge training programs

Ontario is investing $3.35 million over two years through the Ontario Bridge Training Program to help internationally-trained professionals find jobs that match their skills and experience.The investment will support 11 new bridge training projects that will:Improve access to career assistance services such as career mentoring, employment events, language skills-training and a micro-loan program for internationally-trained immigrants.Help employers recruit, hire and retain internationally-trained immigrants, with networking events, an online recruiting service and employer workshops.Identify newcomers’ transferrable skills and alternate career pathways through, for example, mentoring...

Posted: Sep 1, 2016



Canadian Experience
FRESH OFF THE PLANE: Lessons I learnt about the Salvation Army

This time of year, one sees the ladies and gentlemen who represent the Salvation Army collecting donations in various malls and department stores.It takes me back to the first time I saw a Salvation...


FRESH OFF THE PLANE: Newcomer shows neighbour how to think inside the box

It’s true that newcomers learn a lot of things in their early days in Canada. But it can also be a two-way learning process, as my experience shows.The doorbell rang a short while ago. It was my...


FRESH OFF THE PLANE: Newcomer loses them at hello

Like many people from India, I was used to saying, “Hello, Ram on this side,” at the start of a phone conversation, when I called someone.Anyone who has seen the movie Rab Ne Bana Di Jodi will...


FRESH OFF THE PLANE: An egg-cellent idea!

In my early days in Canada, I shared an apartment with a fellow student. He had been in Canada longer, and was helpful in showing me around the city as well as showing me how things were done in...


FRESH OFF THE PLANE: A comedy of errors

In India, we always had someone come in to do what my neighbour in Canada calls “yard work”. Cut the grass, trim the hedge, even water the potted plants that lined the driveway.On moving to...


Scotiabank Newcomer Newsletter

Help for Newcomers

3 festive season savings tips for newcomers to Canada

Canadians used to save 20 per cent of their disposable income, but not any more. Many people, who live from pay cheque to pay cheque find it hard to make ends meet, according to a recent survey by...


Buying a business in Canada? Prepare for the unexpected

Opportunities are plenty for newcomers looking to start a business in Canada. But if you want to buy a business, it’s crucial to be well prepared and take the right steps.For example, one of the...


Free language training for newcomers in Ontario

Ontario is funding free language training for all newcomers and immigrants in the province to help people get jobs, pursue an education and adjust to life.Laura Albanese, Minister of Citizenship and...


How to find your professional footing in Canada

So many highly skilled immigrants arrive here in Canada and find that their credentials are not recognized.So the very first thing that you should do is submit your international credential to a...


10-minute home repairs you can do yourself

Many newcomers come from places where they had ready access to inexpensive handymen to take care of small repair and maintenance tasks around the house.On moving to Canada, they are often surprised...



“At Scotiabank, we build relationships based on trust.”

Lalit Jagasia, Associate, Multicultural Banking for India, South Asia, the Philippines and the Middle East, 416-933-2342.Names: Lalit and Pooja JagasiaCountry of origin: IndiaYear of arrival in...



“Our first interaction with Scotiabank had a personal touch”

Scotiabank customers Raman Sharma and Rajni DograNames: Raman Sharma and Rajni DograCountry of origin: IndiaYear of arrival in Canada: 2011Why we are Scotiabank customers: Rajni did her homework...



“I believe in working as a team with my clients.”

Shamim Malik, Personal Banking Officer, Bovaird and Mountainash Branch, Brampton, Ontario. 905-790-7830, ext. 4205.Name: Shamim MalikCountry of origin: PakistanYear of arrival in Canada:...



“Scotiabank staff went out of their way to win our trust and provide a positive experience.”

“We tell everyone we know to move their accounts to Scotiabank,” say Neeraj and Nidhi KherNames: Neeraj and Nidhi KherCountry of origin: GhanaYear of arrival in Canada: 2010Why we are...



“The Scotiabank StartRight Program allowed us to transfer our funds to Canada smoothly and without any tension.”

Names: Abha, Lalit and Araj KapoorCountry of origin: IndiaYear of arrival in Canada: 2012Why we are Scotiabank customers: The Kapoors came to Canada for a better quality of life. In Delhi, Lalit was...


Success Strategies
Don’t fret over a wrong assumption

A few months ago I attended a business networking event where everyone had a chance to talk about their business.I noted three people with whom I wanted to talk with further. After the meeting I made...


When someone criticizes you, don’t take it personally, it’s not always about you

When someone criticizes you, don’t assume its truth.The baseball thudded into the dirt at the batter’s feet; causing a dusty orange cloud as the dry powdery clay splashed over home plate.“Ball...


In every moment, you have a choice of whether to feel good or not

During the late 1970s, when I was a college psychology student, I worked in two different psychiatric hospitals.I was enthralled with my studies, and loved learning what made people tick. Especially...


How to start a business of your own

In the early years of owning my own advertising business, I had my own clients, but I also freelanced for advertising agencies. This was back in the days before email, so I actually delivered my work...


Stuck in a worry loop? Here’s how to break the cycle and free your mind

I have had some friends and relatives who worried all the time. About all sorts of things. Most of which never came to pass.The problem for me, was that all the exposure to their negative thinking...


Success Snapshots

Dr Manish Raizada’s harvest of hope

Dr Manish Raizada is working to improve farming practices in Canada, sub-Saharan Africa and Asia. The plant agriculture professor at the University of Guelph is developing low-cost technologies that...



Hard work takes entrepreneur far in Canada

The colder weather we are heading into reminds Sudhir Talsania of his first winter in Canada. “It used to be colder, snowier, icier!” he says. “The roads were more slippery. But I used to say,...



Anuj Rastogi’s rack record sounds good

Anuj Rastogi made his mark in feature films with Surkhaab. Set in Toronto, it was screened at international film festivals. But the film composer, producer and musician was making waves long before...



South Asians 4 Life gives patients a chance at life

Dr Prateek Lala co-founded South Asians 4 Life in 2008 to help a friend find a stem cell donor. The group has since transformed itself from a patient-specific campaign to a community-oriented...



Bundeep Singh Rangar: Innovator, entrepreneur

Bundeep Singh Rangar is the ceo of Nanostruck, the company that pioneered a novel water filtration technology. The water remediation market is huge, says Rangar, describing water as the new oil. It...


Focus
Investments in mentoring support skilled newcomers to Canada

The Toronto Region Immigrant Employment Council (TRIEC) announced investments totalling $1.64 million in its program, The Mentoring Partnership, from the RBC Foundation, the Ontario Trillium...


Alternative careers: Taking a different path to meaningful employment

Most skilled immigrants arrive in Canada hoping to find employment in occupations in line with their education and experience prior to coming to Canada.Yet for many, this process can be challenging....


Canada starts a national conversation on immigration

The government of Canada is asking Canadians about what they think immigration means for Canada, and how we can continue to grow our nation through immigration.Until August 5, 2016, Canadians can get...



Virtual mentoring connects global mentees with mentors in Canada

ACCES Employment hosted the fifth annual Speed Mentoring Marathon recently, welcoming 400-plus mentors and mentees to an evening of networking, mentoring and new connections.The evening featured 11...



Entrepreneurship is increasingly attractive to newcomers

The Toronto Region Immigrant Employment Council (TRIEC), through its Professional Immigrant Networks (PINs) program, organized an information and networking event, hosted by MaRS Discovery District,...


Diversity

Canadian citizenship is much valued

John McCallum, minister of Immigration, Refugees and Citizenship, welcomed new citizens at a special citizenship ceremony in conjunction with York Regional Police in Aurora. It was his first...


A Canadian celebration of diversity

With newcomers identifying more than 230 countries of birth on the National Household Survey, they bring a rich diversity of cultural and religious festivals and practices to our country. This month,...


More French-speaking newcomers headed for Francophone minority communities outside of Quebec

Canadian employers hiring skilled French-speaking temporary workers from abroad who want to work in Francophone minority communities outside of Quebec will be exempt from the Labour Market Impact...



Toronto celebrates newcomers

Crowds at Toronto Newcomer Day at Nathan Phillips SquareToronto Mayor John Tory hosted the annual Toronto Newcomer Day festivities at City Hall recently to welcome newcomers to Toronto and to...


Immigrants help improve economies

There is too much poverty in the world, and even where there is some wealth it does not bring much benefit to those who need it most.Obviously, the need for financial security is one important reason...


Education

How to get free money for your child’s education

Newcomers move to Canada for many reasons, a better life and more opportunities for their children being just two of them.Not only is education a basic right, but these days a good education is...



Careers in skilled trades for newcomers and youth

According to a recent Canadian report, there will be projected labour shortages in a number of skilled trades, including industrial and power system electricians, supervisors in railway and motor...


Careers in skilled trades are increasingly popular

A recent Ipsos Reid poll indicates Ontarians are overwhelmingly in favour of the promotion of skilled trades as a viable career choice.The poll shows that 96 per cent of Ontario residents are...


Novel quiz gives international students a financial headstart

Scotiabank and yconic, a student help community that provides access to financial opportunities, have partnered to announce $10,000 in cash and prizes for international students studying in...


Seneca College and U of T team up to offer college diploma and a university degree in four years

A new academic transfer agreement between Seneca and the University of Toronto Scarborough (UTSC) will enable qualified students to receive both a college diploma and a university science degree in...


December 2016

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