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Newcomers also have to file taxes
Tax changes for new families and small businesses
He’s a community builder and a philanthropist
How to plan ahead for a career change
Don’t settle for less, advises health equity expert
Newcomers also have to file taxes
Tax changes for new families and small businesses
He’s a community builder and a philanthropist
How to plan ahead for a career change
Don’t settle for less, advises health equity expert
New immigration programs in rural and northern Canada

New immigration programs are connecting immigrants to opportunities beyond the big cities. Canada is committed to supporting immigration strategies that will enable smaller communities to enhance their economic, social and demographic vitality.Ahmed Hussen, Minister of Immigration, Refugees and Citizenship Canada, announced the creation of the Rural and Northern Immigration Pilot, a five-year federal immigration pilot involving communities and selected provincial and territorial governments that works to help participating communities gain access to a range of support to help newcomers settle in as part of the local community.This innovative economic immigration pilot is aimed at...

Posted: Mar 1, 2019


Second phase of biometrics expansion comes into force

Under the expanded biometrics collection program, nationals from countries in Asia, Asia Pacific and the Americas must give their fingerprints and submit photos (biometrics) when applying for a Canadian visitor visa, study or work permit, or for permanent residence. This same rule came into effect for applicants from countries in Europe, the Middle East and Africa in July last year, and for temporary resident applicants from 29 countries and one territory in 2013.The government of Canada has been taking steps to improve the biometrics process. To make it as convenient as possible for applicants to give their biometrics, Canada has expanded its worldwide network of visa application...

Posted: Feb 2, 2019


Pre-arrival services for newcomers streamlined
Pre-arrival services for newcomers streamlined

Pre-arrival settlement services are a key element of  Canada’s immigration program. They provide newcomers, including refugees, with the information and settlement support they need to make informed decisions about their new life in Canada before they arrive, such as how to prepare for finding a job. To help deliver these important services, Immigration, Refugees and Citizenship Canada (IRCC) will be providing funding of $5.6 million to the YMCA of Greater Toronto.The YMCA of Greater Toronto is one of four intake service providers that will offer online, national-level information; orientation; and onward referrals to pre- and post-arrival settlement-related service...

Posted: Feb 2, 2019


New pilot to address multiple barriers to success for women

Visible minority newcomer women integrating into Canadian society can face many barriers to employment. To address these challenges, Ahmed Hussen, Minister of Immigration, Refugees and Citizenship, announced the launch of a three-year Visible Minority Newcomer Women Pilot.The goal of the pilot is to improve the employment and career advancement of visible minority newcomer women by addressing the barriers they may face – gender- and race-based discrimination, precarious employment, lack of affordable childcare and weak social supports.As part of the pilot, IRCC launched an expression of interest process for new service providers that are not currently funded by the department. IRCC will...

Posted: Jan 5, 2019


Canada to welcome more economic immigrants
Canada to welcome more economic immigrants

Canada’s new multi-year immigration levels plan for 2019 to 2021 focuses on increasing economic immigration.Building on the strong economic foundation that was laid out in last year’s three-year levels plan, it continues to responsibly grow the number of permanent residents that Canada welcomes annually to 330,800 in 2019, 341,000 in 2020 and 350,000 – nearing one per cent of Canada’s population – in 2021. The majority of the increase in 2021 will be allotted to high-skilled economic immigrants. Immigrants encourage innovation, contribute to Canada’s economic growth and help keep Canada competitive in the global economy.The new levels plan recognizes the importance of economic...

Posted: Jan 5, 2019



Canadian Experience
FRESH OFF THE PLANE: Newcomer springs to conclusion

With Spring Equinox around the corner, Canadians can finally start looking forward to the end of winter, and the promise of longer, warmer days. I remember as a newcomer feeling quite...


FRESH OFF THE PLANE: Newcomer learns to toe the line

My parents used to say I’ve been blessed with an overactive imagination. I would hear the wind whistling through the trees as a little girl and promptly duck under the covers as it was exactly how...


FRESH OFF THE PLANE: Walking in a newcomer’s shoes

My first friendships in Canada were formed with our neighbours and with a group of mothers who were also dropping their children off at kindergarten every morning.As we stood watching our children...


FRESH OFF THE PLANE: Newcomer feels a lot like Scrooge

As a newcomer, I made several mistakes as I learned my way around Canadian ways, however, none was worse than my faux pas one snowy December day.Rushing home from work, I remembered I needed to pick...


FRESH OFF THE PLANE: Newcomer warms up to Canada

As the weather cools and we pull out the woollies, I remember  the time I asked for mufflers at a department store and was told I might find them at an auto store.“Or Canadian Tire might carry...


Scotiabank Newcomer Newsletter

Help for Newcomers

How to plan ahead for a career change

Thinking about a career change? Did you know the average person will change careers five to seven times during their life? Career changes are daunting, but taking steps towards finding your dream job...



Tax tips as deadline approaches

With your taxes due soon, keep in mind these top tips for a smooth experience. Keep your receipts in a safe spot. If you make one-time donations to charities throughout the year, make sure you...


Improve your financial literacy score

At some point, most of us have been offered financial products and services we hadn’t planned on buying.Perhaps it was in the form of extra insurance on our credit card or on our mortgage, or of a...



5 smart reasons to register your freelance gig

Whether you’re a freelancer working several jobs or a hopeful entrepreneur developing a side hustle into a full-time career, registering your business as a sole proprietorship is a small but...



How to take the next step in your career

When it comes to accessing career advice, it can be really challenging to know where to turn. A recent survey of Canadians aged 18 to 24 indicated that advice from professionals in their desired...



“At Scotiabank, we build relationships based on trust.”

Lalit Jagasia, Associate, Multicultural Banking for India, South Asia, the Philippines and the Middle East, 416-933-2342.Names: Lalit and Pooja JagasiaCountry of origin: IndiaYear of arrival in...



“Our first interaction with Scotiabank had a personal touch”

Scotiabank customers Raman Sharma and Rajni DograNames: Raman Sharma and Rajni DograCountry of origin: IndiaYear of arrival in Canada: 2011Why we are Scotiabank customers: Rajni did her homework...



“I believe in working as a team with my clients.”

Shamim Malik, Personal Banking Officer, Bovaird and Mountainash Branch, Brampton, Ontario. 905-790-7830, ext. 4205.Name: Shamim MalikCountry of origin: PakistanYear of arrival in Canada:...



“Scotiabank staff went out of their way to win our trust and provide a positive experience.”

“We tell everyone we know to move their accounts to Scotiabank,” say Neeraj and Nidhi KherNames: Neeraj and Nidhi KherCountry of origin: GhanaYear of arrival in Canada: 2010Why we are...



“The Scotiabank StartRight Program allowed us to transfer our funds to Canada smoothly and without any tension.”

Names: Abha, Lalit and Araj KapoorCountry of origin: IndiaYear of arrival in Canada: 2012Why we are Scotiabank customers: The Kapoors came to Canada for a better quality of life. In Delhi, Lalit was...


Success Strategies
Are negative people opportunities?

In The Essence of Happiness the Dalai Lama says that when negative people enter our lives we should treat those intrusions as opportunities to practise tolerance. Our exercise should be to try...


It’s natural to be motivated by compassion

Shortly after buying my first house, I discovered that my next door neighbour tended to overreact to any dilemma.His name was Joe, and I started thinking of him as Overkill Joe, and later simply...


Losing a job can be an opportunity to start fresh

As an executive for many years, and like many of you who are executives, my philosophy was always to work hard, often until late at night, show up for work early in the morning and do everything I...


When did you quit believing everything you heard?

A recent spate of fake  news has gotten everyone in a tizzy. But, this isn’t news – phony stories have been around forever.It’s just that the internet is delivering them faster, in greater...


Venture outside your comfort zone, try something new

“Throughout history, poverty is the normal condition of man. Advances which permit this norm to be exceeded – here and there, now and then – are the work of an extremely small minority,...


Success Snapshots

He’s a community builder and a philanthropist

Gyan Jain came to Canada in 1964 on a whim. He was in Germany when Lester B Pearson visited the country and said Canada wanted young graduates who were fluent in English.“I thought I was a perfect...



Don’t settle for less, advises health equity expert

Gurwinder Gill sees samosas and spring rolls as a good starting point. “They bring people into the room for a discussion, but my hope is that people are now beyond that, that they realize diversity...



Be sincere to your art, advises acclaimed dancer and choreographer

Internationally-acclaimed dancer and choreographer Janak Khendry’s distinguished dance career spans over fifty-five years and he has given more than a thousand performances in different parts of...



MP is making a positive impact

Active in not just the Indo-Canadian community but in the wider mainstream community as well, Chandra Arya saw an opportunity to take his involvement to the next level.“The impact I can make as a...



A lifelong educator receives a surprise call from the GG’s office

Strini Reddy was surprised to receive a call from the Governor General’s office informing him that he had been selected to become a member of the Order of Canada. “Never occurred to me that...


Focus

Tax changes for new families and small businesses

There are many changes that will impact taxes this year, and Canadians need to be aware of how these updates will affect their tax return.“The changes will be positive for the average person, with...



Newcomers also have to file taxes

Newcomers may not be aware of the fact that they have to file their taxes whether they have an income to report or not. And busy as they are settling in, they may feel overwhelmed by the process...


5 smart car tips to navigate winter driving

Winter driving is a whole different beast with seemingly more snow, ice and slush every year to get in our way. While we can’t control the weather that Mother Nature throws at us, we can prepare...


Beat the winter blues while helping your community

The grey weather, harsh snowfalls and spending too much time inside can leave one feeling restless, anxious and cause problems sleeping. Newcomers, specially, can have a hard time adjusting to...



Are you ready for your first Canadian winter?

When people hear how cold it can get in Canada in winter – Ottawa was declared the world’s coldest capital in January – they go brrr! But stories of how “it hurt to breathe” or how...


Diversity
Tips to navigate the e-mail jungle

If you search “e-mail etiquette” on the internet you will find some excellent advice about appropriate and inappropriate use of e-mail.Some of this advice comes from large organizations like...


Titles and sand castles

In my 40 years as an educator, 25 years of which were in senior leadership positions, I always maintained that titles are like sandcastles, easily blown in the wind. And reporting lines are like...


400 years of Canadian immigration and diversity

Serge Cormier, Parliamentary Secretary to the Minister of Immigration, Refugees and Citizenship, was joined by Sean Casey, Parliamentary Secretary to the Minister of Canadian Heritage, Normand...



Top five languages spoken in Canada

With Canada being one of the most multicultural countries in the world, many people speak more than one language.Being bilingual has many benefits, including better decision-ma-king, improved memory...


Diversity, harmony and equal opportunity are the cures for racism

In March 2017, another icon in the anti-racism struggle, Ahmed Kathrada, passed away.A South African freedom fighter, he too, like Nelson Mandela, was imprisoned on Robben Island for twenty- seven...


Education

Where are all the jobs? Tips for new grads

Finding a job can be frustrating for newcomers as well as recent college and university graduates who are confronted with a  competitive job market after years of dedicated hard...



International students from India receive a warm welcome in Toronto

In the first-ever program of  its kind, the Consulate General of India, Toronto, in association with University of Toronto (UofT) organized a welcome ceremony at the historic Hart House to...



Study and Stay program attracts overseas students

Study and Stay is an international student attraction and retention pilot program currently being delivered in Nova Scotia by EduNova.The initiative is open to international students in the...


Education must begin to play a robust role as public policy

The UNESCO World report, available online at www.unesco.org, states: The founding principles of UNESCO enshrined in its Constitution (1945) are based on the conviction that education is...


At the end of the day, business clichés are lazy language

Those pointless little phrases you use at work might be sending exactly the wrong message (for instance, that you’re too lazy to come up with something better).Here, I explain why it’s time to...


March 2019

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