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New to Canada? Avoid unexpected bank charges.
Renu Mandhane, Chief Commissioner, Ontario Human Rights Commission
 4 things every home buyer needs to know
 When you need a Canadian lawyer...
Global Talent Stream to bring new skills to Canada
New to Canada? Avoid unexpected bank charges.
Renu Mandhane, Chief Commissioner, Ontario Human Rights Commission
 4 things every home buyer needs to know
 When you need a Canadian lawyer...
Global Talent Stream to bring new skills to Canada
New to Canada? Avoid unexpected bank charges.
New to Canada? Avoid unexpected bank charges.

Author: Arjun SinghAs an immigrant, one of the first things you have to do after landing is to open a bank account. Only after having a bank account in Canada can you proceed with other applications for services to settle down here. The banking system, products and regulations between banks in your home country and Canada are very different. As an immigrant living in Canada for just over 3 years, I would like to share some of my personal experiences with everyone. When I was fresh off the boat, I paid for bank charges I could have avoided had I known enough about how the banks work in Canada.The Opening SceneIf you’re in Canada already, it’s better to visit a bank’s branch in person...

Posted: Jun 15, 2017


New rules to strengthen Temporary Foreign Worker Program

As part of the plan to grow the Canadian economy, Patty Hajdu, Minister of Employment, Workforce Development and Labour, and Ahmed Hussen, Minister of Immigration, Refugees and Citizenship, announced that Canada will improve the Temporary Foreign Worker program by bringing in new requirements for employers seeking to hire foreign workers.To ensure that Canadians always have the first opportunity at available jobs, the government will take two new, key steps.Employers will be required to do more to recruit Canadians, particularly those who are typically under-represented in the workforce, like youth, newcomers, women, Indigenous people, and people with disabilities.And, the government will...

Posted: May 30, 2017


Global Talent Stream to bring new skills to Canada
Global Talent Stream to bring new skills to Canada

The Global Skills Strategy, including the Global Talent Stream of the Temporary Foreign Worker Program, to be launched on June 12 will facilitate faster access to top global talent for companies doing business in Canada that are committing to bring new skills to Canada and create more Canadian jobs.Whether bringing in professionals to train Canadian workers or hiring global talent with highly specialized, in-demand skills, it will help innovative firms in Canada thrive, creating economic growth and good middle-class jobs by attracting the specialized global talent they need to innovate and grow by providing a faster and more predictable streamlined service. It will also assist Canadian...

Posted: May 30, 2017


New Express Entry to welcome more skilled immigrants to Canada

Canadians are building a world-leading innovation economy. One way to do this is by making improvements to the Express Entry program – Canada’s flagship skilled-worker immigration application management system.Programs managed through the Express Entry system attract high-skilled foreign workers and former international students who want to live in Canada permanently and whose in-demand skills are needed by employers across the country to help build businesses and grow the economy.Starting June 6, 2017, additional points will be awarded to candidates who have strong French language skills. These additional points represent an important change that will contribute to the growth, vitality...

Posted: Apr 30, 2017


Immigrant nominee program draws skilled newcomers to Ontario
Immigrant nominee program draws skilled newcomers to Ontario

“Immigration is key to stimulating innovation,” said Ontario’s Citizenship and Immigration Minister Laura Albanese.Ontario is accepting more skilled newcomers than ever before through its successful Ontario Immigrant Nominee Program (OINP).OINP has now reopened the following streams:International Masters Graduate Stream;International PhD Graduate Stream; andOntario’s Express Entry Human Capital Priorities Stream.The OINP has also launched online application systems for these streams to improve its customer service, help improve processing times and make it easier to apply.Ontario is continuing to help businesses attract the talented people they need to compete globally by accepting...

Posted: Apr 2, 2017



Canadian Experience
FRESH OFF THE PLANE: Learning to “speak Canadian”

I was new at the job – my first in Canada – and anxious to make a good impression. I had landed the job as a sales associate at      a store specializing in electronics after...


FRESH OFF THE PLANE: Newcomer finds answer to a burning question

I belong to the generation that left India when everyone  still used matches to light gas burners for cooking. The coveted ‘magic wands’ were just beginning to come into use.In our many...


FRESH OFF THE PLANE: Friend points newcomer in the right direction

When we were new in Canada and discovering our  new city of Toronto, finding our way around town, I took a great interest in learning street names.I have lived in different parts of the world...


FRESH OFF THE PLANE: Mystery solved for newcomer

We came to Canada from India, before phones with call displays were common there. Before, actually, even regular landline phones were common there. These were the days when one had to sign up to get...


FRESH OFF THE PLANE: Newcomer lands in hot water

This has been a cold winter. Like the good old fashioned Canadian winters, say old-timers. I recall one of our first few winters in Canada when the city was in the grip of a deep freeze.One morning,...


Scotiabank Newcomer Newsletter

Help for Newcomers

When you need a Canadian lawyer...

The sheer volume of information available on the internet has inspired many to adopt a do-it-yourself approach to solving everyday problems, for everything from fixing a leaky faucet to treating...


Why you shouldn’t skimp on a property survey

Did you know that the space owned by the municipality for the road often extends into your lawn area, which can mean that your prize peonies, a treasured tree, or even a deck is not on your...


Free financial tools for new home owners

Buying their own home figures prominently on the wish list of newcomers. But buying a home is often stressful and involves lots of considerations.One of the first is what amount should you borrow...



4 things every home buyer needs to know

New homeownership is a significant milestone in your life – it’s an investment in your future and the place where you’ll spend a significant amount of time.But a purchase this large requires...


5 ways to recession-proof your business

Diversification and financial management are key strategies. The recession of 2008-09 may have occurred nearly a decade ago, but it’s still a painful memory for many entrepreneurs. More recently,...



“At Scotiabank, we build relationships based on trust.”

Lalit Jagasia, Associate, Multicultural Banking for India, South Asia, the Philippines and the Middle East, 416-933-2342.Names: Lalit and Pooja JagasiaCountry of origin: IndiaYear of arrival in...



“Our first interaction with Scotiabank had a personal touch”

Scotiabank customers Raman Sharma and Rajni DograNames: Raman Sharma and Rajni DograCountry of origin: IndiaYear of arrival in Canada: 2011Why we are Scotiabank customers: Rajni did her homework...



“I believe in working as a team with my clients.”

Shamim Malik, Personal Banking Officer, Bovaird and Mountainash Branch, Brampton, Ontario. 905-790-7830, ext. 4205.Name: Shamim MalikCountry of origin: PakistanYear of arrival in Canada:...



“Scotiabank staff went out of their way to win our trust and provide a positive experience.”

“We tell everyone we know to move their accounts to Scotiabank,” say Neeraj and Nidhi KherNames: Neeraj and Nidhi KherCountry of origin: GhanaYear of arrival in Canada: 2010Why we are...



“The Scotiabank StartRight Program allowed us to transfer our funds to Canada smoothly and without any tension.”

Names: Abha, Lalit and Araj KapoorCountry of origin: IndiaYear of arrival in Canada: 2012Why we are Scotiabank customers: The Kapoors came to Canada for a better quality of life. In Delhi, Lalit was...


Success Strategies
Is motivating with fear a bad idea?

I still recall the time I led with intimidation and... wow, did it backfire!“Bobby, you gotta help us.”“What’s up?” I asked the three scouts who stopped me on the trail to the...


The scoop on a failed franchise

I carefully filled the cake cone  from the frozen custard machine, pushing it up at just the right moment to create a perfect ball; then as I shut off the machine, I pulled the cone away with a...


Where’s your motivation switch?

Are you a succulent Eloi ripening for a Morlock feast?Last weekend, as I was clearing clutter, I found a copy of H. G. Wells’ The Time Machine.As I thumbed through it, I recalled that Wells, in his...


13 ways to boost the way you view yourself

Over the years, I have beaten myself up over business breakdowns, lost relationships, and countless other failures.I would only look at what I had done wrong and where I was at fault. And, of course,...


The pursuit of pure joy

Running as fast as I could, I zigzagged across the field. I dodged and ducked, and stayed just out of reach from the grabbing hands.I stumbled and fell, but quickly rolled away from my pursuer and...


Success Snapshots

Renu Mandhane, Chief Commissioner, Ontario Human Rights Commission

Renu Mandhane, the Chief Commissioner of the Ontario Human Rights Commission, is possibly the youngest and certainly one of very few South Asians to head the Commission.With an LLM in international...



Dr Dev Sainani, Former Chair of the Ontario Trillium Foundation

Each year, over 13 million Canadians volunteer over two billion hours of their time and effort for others. Most tend to focus on a cause close to their hearts.Not so Dr Dev Sainani, who has dedicated...



Dr Mohit Bhandari, Canada Research Chair in musculoskeletal trauma

Canada Research Chair in Musculoskeletal Trauma – the only chair of its kind in Canada – Dr Mohit Bhandari is recognized internationally for his research.The many prestigious awards he has...



Public service motivates Harinder Malhi

Harinder Malhi was motivated by the public service aspect of politics, having seen her father, Gurbax Singh Malhi serve the community as the first turbaned politician to be elected anywhere in the...



History-making Justice Russell G. Juriansz

Justice Russell G. Juriansz became one of only two South Asians bestowed with the degree of Doctor of Law honoris causa by the Law Society.The Law Society awards honorary doctorates to distinguished...


Focus

Finding a Canadian job that matches your skills

Internationally-trained immigrants find jobs through many innovative programs such as the Mentoring Partnership and Ontario Bridge Training.The Mentoring Partnership matches internationally trained...



Internationally-educated professionals breaking down barriers

After arriving in Canada more than four years ago, marketing professional Olha Shmanko sent out many unsuccessful job applications.She couldn’t land a job in her own field because she either did...


CAREER STRATEGIES: 5 tips for landing a summer job

The end of the school year  may seem far off, but employers looking to hire summer students are recruiting already.For high school and post-secondary students both with and without work...


CAREER STRATEGIES: Maintain your children’s mother tongues

There is a growing body of research (look up Cummins, Cook, Butzkamm, Macaro, Turnbull, O’Cain) that shows that mother tongues scaffold the learning of English and create more robust learning...


Don’t become a victim of immigration fraud

If you are serious about an immigration application, you will hire counsel to help you avoid innocent mistakes.If you choose to hire someone to help you with your immigration application, it is...


Diversity
Our mother tongues encode our identities

Many of us who speak and/or understand our mother tongues realize that our languages unlock many aspects of our identities and connect us to aspects of our histories, traditions and cultures.As such,...


Diversity is Toronto

The City of Toronto has been named one of Canada’s best diversity employers for the second consecutive year for its exceptional workplace diversity and inclusion programs.“As a leading...



Ontario’s diversity draws newcomers

Ontario Minister Laura Albanese spoke to the federal Minister of Immigration, Refugees and Citizenship Canada, Ahmed Hussen, and reiterated Ontario’s open door stance with respect to receiving...



Canadian citizenship is much valued

John McCallum, minister of Immigration, Refugees and Citizenship, welcomed new citizens at a special citizenship ceremony in conjunction with York Regional Police in Aurora. It was his first...


A Canadian celebration of diversity

With newcomers identifying more than 230 countries of birth on the National Household Survey, they bring a rich diversity of cultural and religious festivals and practices to our country. This month,...


Education
Our mother tongue is an equity pillar

My life’s work as a teacher, principal, school superintendent and then as vice-president of a college has been in the area of equity and speaking out for the rights of marginalized and minority...



Top 3 tips for your next career move

Whether you plan on returning to the classroom or back to the office after a summer vacation, it’s a time to regroup, think about finishing personal projects, and start setting goals for the months...



F&B programs pave the way to coveted jobs

Facing a competitive, ever-changing job market, how can to day’s young people and newcomers prepare for employment? What degree, diploma or certificate program will land them that in-demand job?The...


Students can put money back in their pockets by filing their taxes

Post-secondary school can be overwhelming. While coffee may seem like the solution to any problem, putting a little money back in your pocket with tax savings might be the better answer.Even if you...


Want to make a career change? Find a career that you are passionate about

Finding a career that you are passionate about does not always happen in high school.Many discover their true passion after years of work in a field and strive to achieve their career goals in a new...


June 2017

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